14-12 金融机构法定存款利率 OFFICIAL INTEREST RATES OF DEPOSITS OF FINANCIAL INSITITUTIONS |
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单位:年利率% | (annual interest rate %) | ||||||||||||||||||||
项 目 | Item | 1997.10.23 Oct.23.1997 |
1998.3.25 Mar.25.1998 |
1998.7.1 Jul.1.1998 |
1998.12.7 Dec.7.1998 |
1999.6.10 Jun.10.1996 |
2002.2.21 Feb.21.2002 |
2004.10.29 Oct.29.2004 |
2006.8.19 Aug.19.2006 |
2007.3.18 Mar.18.2007 |
2007.5.19 May.19.2007 |
2007.7.21 Jul.21.2007 |
2007.8.22 Aug.22.2007 |
2007.9.15 Sep.15.2007 |
2007.12.21 Dec.21.2007 |
2008.10.9 Oct.9.2008 |
2008.10.30 Oct.30.2008 |
2008.11.27 Nov.27.2008 |
2008.12.23 Dec.23.2008 |
2010.10.20 Dec.20.2010 |
2010.12.26 Dec.26.2010 |
城乡居民和单位存款 | Deposits of Urban and | ||||||||||||||||||||
Rural Residents and Units | |||||||||||||||||||||
活 期 | Demand Savings | 1.71 | 1.71 | 1.44 | 1.44 | 0.99 | 0.72 | 0.72 | 0.72 | 0.72 | 0.72 | 0.81 | 0.81 | 0.81 | 0.72 | 0.72 | 0.72 | 0.36 | 0.36 | 0.36 | 0.36 |
定 期 | Time Savings | ||||||||||||||||||||
整存整取 | Lump-sum Deposit and Withdrawing | ||||||||||||||||||||
三个月 | 3 Months | 2.88 | 2.88 | 2.79 | 2.79 | 1.98 | 1.71 | 1.71 | 1.80 | 1.98 | 2.07 | 2.34 | 2.61 | 2.88 | 3.33 | 3.15 | 2.88 | 1.98 | 1.71 | 1.91 | 2.25 |
半 年 | 6 Months | 4.14 | 4.14 | 3.96 | 3.33 | 2.16 | 1.89 | 2.07 | 2.25 | 2.43 | 2.61 | 2.88 | 3.15 | 3.42 | 3.78 | 3.51 | 3.24 | 2.25 | 1.98 | 2.20 | 2.50 |
一 年 | 1 Year | 5.67 | 5.22 | 4.77 | 3.78 | 2.25 | 1.98 | 2.25 | 2.52 | 2.79 | 3.06 | 3.33 | 3.60 | 3.87 | 4.14 | 3.87 | 3.60 | 2.52 | 2.25 | 2.50 | 2.75 |
二 年 | 2 Years | 5.94 | 5.58 | 4.86 | 3.96 | 2.43 | 2.25 | 2.70 | 3.06 | 3.33 | 3.69 | 3.96 | 4.23 | 4.50 | 4.68 | 4.41 | 4.14 | 3.06 | 2.79 | 3.25 | 3.55 |
三 年 | 3 Years | 6.21 | 6.21 | 4.95 | 4.14 | 2.70 | 2.52 | 3.24 | 3.69 | 3.96 | 4.41 | 4.68 | 4.95 | 5.22 | 5.40 | 5.13 | 4.77 | 3.60 | 3.33 | 3.85 | 4.15 |
五 年 | 5 Years | 6.66 | 6.66 | 5.22 | 4.50 | 2.88 | 2.79 | 3.60 | 4.14 | 4.41 | 4.95 | 5.22 | 5.49 | 5.76 | 5.85 | 5.58 | 5.13 | 3.87 | 3.60 | 4.20 | 4.55 |
零存整取、整存 | Small Savings for Lump-sum Withdrawal, | ||||||||||||||||||||
零取、存本取息 | Big Money Saving and Small | ||||||||||||||||||||
Withdrawing, Interest | |||||||||||||||||||||
Withdrawal on a Principal Deposited | |||||||||||||||||||||
一 年 | 1 Year | 4.14 | 4.14 | 3.96 | 3.33 | 1.98 | 1.71 | 1.71 | 1.80 | 1.98 | 2.07 | 2.34 | 2.61 | 2.88 | 3.33 | 3.15 | 2.88 | 1.98 | 1.71 | 1.91 | 2.25 |
三 年 | 3 Years | 5.67 | 5.22 | 4.77 | 3.78 | 2.16 | 1.89 | 2.07 | 2.25 | 2.43 | 2.61 | 2.88 | 3.15 | 3.42 | 3.78 | 3.51 | 3.24 | 2.25 | 1.98 | 2.30 | 2.50 |
五 年 | 5 Years | 6.21 | 6.21 | 4.95 | 4.14 | 2.25 | 1.98 | 2.25 | 2.52 | 2.79 | 3.06 | 3.33 | 3.60 | 3.87 | 4.14 | 3.87 | 3.60 | 2.52 | 2.25 | 2.50 | 2.75 |
定活两便 | Time-demand Optional Deposit | ||||||||||||||||||||
注: 1.定活两便存款按一年期以内定期整存整取同档次利率打六折执行。 | |||||||||||||||||||||
2.从2005年9月21日起,从现行的居民储蓄整存整取定取存款的期限档次和利率水平为标准,统一个人存款、单位存款的定期存款 | |||||||||||||||||||||
期限档次。此前单位存款只有三个月、半年、一年三个档次。 | |||||||||||||||||||||
Notes: 1.Time-demand Optional Deposit Enjoys a 60% preferential interest rate of Lump-sum Deposit and Withdrawing in a year. | |||||||||||||||||||||
2.The maturities range of time deposits of residents and units are unified as the current range and rate of time deposits of residents.The | |||||||||||||||||||||
maturities range of time deposits of units were only three grades: 3 months, 1/2 year, 1 year. |